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February 18, 2009
Looking for a loan
I am not looking for a loan from anyone on the internets...so folks I am not asking for money..lol. I am looking for a referral someone who can lead me in the right direction. I have not so great credit, but in order to bring my credit score up I need new credit. I am at that point where I have paid everything off...and now I have to show I can keep rotating accounts paid on time, but my score isn't high enough yet to get anywhere. If anyone has any ideas please let me know.
Thanks
Posted by melissa at February 18, 2009 11:55 AM
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Comments
Building up credit after it has been ruined is a hard thing to do. Always try to keep a low running balance that is less than 50% of your credit limit on your revolving credit (credit cards). So if you have a $2,000 dollar limit on your AmEx card, keep the balance under $1,000. Preferably lower than that. Or if you have nothing but time on your hands (like me), try to keep no balance on your cards. I have 4 credit cards and no balance on any of them. I cant even remember the last time I used one of the cards. Because of this I have a credit score of over 740.
Good luck!
Posted by: Mark at February 22, 2009 06:44 PM